Risk, peril and hazard are all terms used in homeowners insurance. Catastrophe insurance is a type of homeowners coverage that can help you with emergency medical costs resulting from a named peril. For more information on catastrophe insurance, here are the basics:
In most homeowners insurance policies, only specific hazards will be covered and may vary by policy or insurer. Catastrophe insurance is an optional addition, or rider, you can include in a homeowners policy to help cover health costs related to a disaster.
Homeowners insurance protects your personal property against damage. It can also financially protect you and your household from unforeseen injuries caused by your own residence. However, only catastrophic insurance riders will provide broad coverage for emergency medical expenses.
It's crucial to know which hazards are included in your particular policy, and also the limits of your health insurance coverage. Injuries sustained in a natural disaster can make a difficult situation even worse. The more you can do to protect yourself and your finances, the better.
Hello! I'm Barb Jones, Realtor
There are many choices when choosing a Realtor to work with when Selling or Buying a home. Generally, it is one of the greatest investments of your lifetime, so it's an important decision. I provide my clients with one-on-one top notch personalized service to bring them success in their Real Estate transaction(s). My strong skillset includes Negotiations, Attention to Detail, Great Communication, Marketing and guiding you every step of the way. I am also skilled at keeping your stress to a minimum and I have a large list of resources to recommend when needed. I invite you to schedule a consultation with me to discuss your situation and we can discuss a plan to meet your needs. (No obligation.)
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