Dwelling coverage, also called dwelling insurance, is part of every standard homeowners insurance policy. Dwelling coverage concerns the physical structure of your home, and can help you recoup financially if it’s damaged. While most homeowners insurance policies include dwelling coverage, it can be confusing to determine what sort of damaging events are covered. Here is a quick reference...

Government bodies develop zoning regulations to enhance the peaceful enjoyment of every member of a community’s property. These regulations are part of a larger land-use plan that separates commercial, retail and residential areas. Few would disagree that zoning rules prove beneficial in the overall scheme of things. But by that same token, they also represent an encumbrance on...